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Restaurant defaults

Default rate by industry, with restaurants in focus. The 2026 vintages are running hot.

Compare to previous year

Default rate · by industry

8.5%▼ 3.1%vs previous year

Annualized share of funded balances in default. Average over the last year · weekly · as of Tue, Oct 13, 2026

Previous yearMethodology

6 series · sortable

Trend

RestaurantWatching

13.0%

12.7%

11.8%

▲ 7.4%

Trucking

10.4%

10.6%

—

Retail

8.8%

9.2%

9.5%

▼ 3.3%

Other

8.2%

8.5%

8.8%

▼ 3.0%

Construction

7.7%

8.1%

8.4%

▼ 3.4%

Healthcare

5.3%

5.6%

6.1%

▼ 7.3%

Rates, volumes, rankings and research reports for small-business finance.