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David Martinez

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David Martinez

Broker pro

Senior Broker @ Apex Funding Solutions

Miami, FL Joined December 2025 Online

Top-producing MCA broker specializing in restaurant and retail deals. Funded over $15M in my first 3 years. Always looking for new funder relationships.

Veteran
-1.3K pts to Expert
6.3KPoints
112Deals
28Reviews
deal-box
David MartinezApex Funding SolutionsยทOct 13

Clean file, just outside my box. Brooklyn Italian spot, 11 years, $92K/mo avg deposits, one existing position paid down 70%. Paying 3 points to whoever places it.

RestaurantUrgentNY20h 0m left
Ask
$75.0K
Monthly rev
$65.0K
FICO
640
Time in biz
12 yrs
Referral
50/50 commission split
Matches 8 funders
89%
restaurant2nd position
7Replyactive on Oct 13
mca-rbf
David MartinezApex Funding SolutionsยทOct 13

Straw poll โ€” what's your current average factor on first-position restaurant deals under $100K?

Avg factor, 1st position restaurant < $100K
280 votes ยท closes in 6h
22Reply+1active on Oct 13
restaurant-hospitality
David MartinezApex Funding SolutionsยทOct 13

POS split vs ACH on seasonal beach restaurants โ€” anyone seeing better performance on splits during the off-season? Funders keep quoting me the same factor either way.

9Replyin thread
rf-general ยท Restaurant Financing Pros
David MartinezApex Funding SolutionsยทOct 13

Delivery-app revenue: do your funders count DoorDash/UberEats payouts as deposits? Getting inconsistent answers.

13Replyin thread

Market pulse

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Appetite index
77.0+5.5%
Avg factor ยท 1st pos
1.31-0.8%
Approval rate
38.2%+2.1%
Live now
Friday Funder Hour
Brandon Hayes on same-day funding and what it costs
312 listening

Funders moving

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  • QuickFund DirectSame-day up to $150K
  • Greenline CapitalBack on 2nd position
  • Pearl CapitalPauses trucking < 2y TIB

Trending

renewal comp212CA disclosure148tax liens96AI underwriting81retrades64

Upcoming

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  • Jun15MCA Underwriting Workshop (Virtual)Virtual ยท 162 going
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