- 1Pathway parses and reconciles bank statements and auto-screens deals for funders and brokers.
- 2The company says decision time drops from hours to minutes.
- 3It says Pathway underwrites over $100M in monthly recurring revenue for SMBs in North America.
Pathway, a New York-based fintech, has launched an automation platform for underwriting small business financing. The company says it helps funders and brokers cut decision time from hours to minutes while improving accuracy and consistency. The announcement is dated September 2025.
What the platform does
Pathway parses and reconciles bank statements, auto-screens deals and produces outputs it calls mathematically verifiable. The company says it was built by underwriters for underwriters, with clean summaries, deep audits and configurable decision rules meant to eliminate dead paper and speed deal flow.
Co-founder Andrew Bisch said Pathway is a decision engine, not just a document reader, and that it automates the tedious work while leaving users in control of the deal.
Features
- Statement parsing and reconciliation: transactions, balances and metadata reconciled, with anomalies flagged for audit.
- Auto-decisioning: configurable rules that can approve or deny deals instantly.
- Scalability: support for teams of all sizes without a drop in output quality.
- CRM and email pipeline sync: clean data pushed into existing pipelines.
The platform also includes information on UCC filings, AI-powered business research, custom Gmail forwarding and white-label deployment. Pathway cites Okta-powered authentication, audit trails on every file and deployment to AWS, Google Cloud or Azure.
We aren’t just a document reader—we’re a decision engine
Traction
Pathway says it already underwrites more than $100 million in monthly recurring revenue for small businesses across North America. Demos and free trials are offered at lendpathway.com.
Source reporting: deBanked.
