- 1Cloudsquare brings ACH Works payment processing into its lending workflow.
- 2Lenders can automate ACH collections and monitor returns in one view.
- 3The aim is less manual reconciliation and back-office work.
Cloudsquare, a lending platform built on Salesforce, has partnered with ACH payment processor and risk management provider ACH Works to bring payment operations into the same system lenders use to originate, fund and service deals. The partnership was announced April 23, 2026.
The problem it targets
The announcement argues the hard part for lenders is not starting payments but managing what follows. Returns, retries, status updates and reconciliation are often spread across disconnected systems, creating delays, overhead and risk. With the integration, payments, returns and transaction updates are centralized for servicing teams.
What lenders can do
According to the companies, lenders using ACH Works inside Cloudsquare can:
- Run ACH payments and recurring collections inside the workflows teams already use.
- See payment statuses and returns together in one dashboard.
- Cut down on hand reconciliation and back-office effort.
- Handle larger transaction volumes through organized payment operations.
Executive comments
Cloudsquare CEO Jeffrey Morgenstein said managing ACH payments "gets messy fast" when a borrower wants to change a schedule, adjust amounts or pause payments. ACH Works supplies the infrastructure, he said, and Cloudsquare lets lenders manage it in one place. ACH Works President Ryan McCurry said lenders need security, transparency and control over incoming payments, and the integration lets mutual clients monitor processing directly in the systems they run on.
The companies
ACH Works is a U.S.-based processor specializing in ACH transactions, risk management and compliance. Cloudsquare serves lenders and brokers and says it appears on the Inc. 5000 list. More on ACH Works is on its site.
Why it matters
Collections and servicing are where many lenders lose time. A borrower who wants to change a schedule, adjust amounts or pause payments can trigger manual work and back-and-forth across tools, which is the scenario Morgenstein described. Putting the payment processor inside the same system that originates and services the deal is meant to give servicing teams a single place to see what happened to each payment.
The companies framed the product as a move away from reactive servicing toward a more controlled, system-driven operation, and said it should help lenders reduce operational friction, improve consistency and keep better oversight across their portfolios as operations scale.
Source reporting: deBanked.
